#5 Get out of Debt
Money is a heck of a lot easier to manage when you minimize your debt. Plan, plan, plan ahead to get ready for those hefty expenses without going into debt, like buying a car, or having a child. You might not be able to pay for it all at once, but if you can manage to put some money down, your interest payments will be lower and you will not be constantly making monthly payments. Do NOT go into debt for things that you really can't afford. Yes. At the moment, I really want an entire bedroom set in this beautiful mahogany wood. Unfortunately, it's not in the cards as of the checkbook this morning. I've contented myself with the dresser-which is a need...we refurbished ours to give to the baby and two nightstands-which is a want. My savings can handle that. Be smart...that's the best advice I can give. Let your money work for you!
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Lindsay graduated from Brigham Young University with her Bachelor’s in English. She has lived in Colorado for a little over a year. Her husband loves her because she makes him laugh. Her daughter loves her because she makes the best food in the world. :) Lindsay loves her book club, quilting, her family, and going places-the library, the zoo, hiking, sporting events. She loves to GO!
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